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AU Bank

AU Bank Xcite Ace Credit Card

AU Bank Xcite Ace Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

How to earn Rs.1000 freeupicash?

1. Tap the below button

2. Go to the bank website

3. Apply for credit card to get Rs.1000

Product Details

  • Lifetime Free Credit Card.

  • Get up to 3% cashback on your spends using this card.

  • Get complimentary railway lounge access every year.

  • Get complimentary airport lounge access every year.

  • Save up to 30% on your dining spends.

  • 1% fuel surcharge waiver on all fuel purchases.

  • Get a free device protection plan and extended warranty.

Rewards & Benefits

  • Movie & Dining

  • Up to 30% discount on dining across more than 300 restaurants.

  • Rewards Rate

  • 1% cashback on monthly spends of Rs. 7,500, 2% cashback on monthly spends of Rs. 12,500, and 3% cashback on monthly spends of Rs. 20,000.

  • Reward Redemption

  • The earned cashback is directly credited to your accounts.

  • Travel

  • Complimentary airport and railway lounge access every year.

  • Golf

  • NA

  • Domestic Lounge Access

  • 2 complimentary domestic airport lounge access every quarter.

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Personal accident cover worth Rs. 50 lakhs, card liability cover worth Rs. 2 lakhs, and purchase protection worth up to Rs. 25,000

  • Zero Liability Protection

  • The cardholders are not liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.49% of the total amount

  • Interest Rates

  • 3.49% per month

  • Fuel Surcharge

  • 1% fuel surcharge waver on all fuel purchases, up to Rs. 250 per month.

  • Cash Advance Charges

  • 2.5% of the withdrawn amount, subject to a minimum fee of Rs. 100

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )