Movie & Dining

NA

Rewards Rate

1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit.

Reward Redemption

The earned reward points can be redeemed at the AU Rewardz portal at a rate of 1 Reward Point = Re. 0.25.

Travel

Free railway lounge access (twice each quarter)

Golf

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Insurance Benefits

N/A

Zero Liability Protection

You will not be liable for any fraudulent transactions made on your card once the card is reported lost/stolen to the bank.

Spend Based Waiver

N/A

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.49% on all foreign currency spends.

Interest Rates

3.49% per month

Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.

Cash Advance Charges

2.5% of the transacted amount or Rs. 100

Add-on Card Fee

Nil