Movie & Dining

10X Membership Rewards Points on spends with BookMyShow, Zomato and PVR Cinemas.

Rewards Rate

1 Membership Reward Point/Rs. 50 spent (with a few exceptions), 10X Reward Points on Flipkart, Uber, Zomato, AJIO, PVR, Blinkit and more.

Reward Redemption

Can be redeemed against online shopping vouchers, INSTA rewards for offline purchases, transferable to various flight and hotels loyalty programmes and for making credit card bill payments under the Cash + Points scheme.

Travel

10X Reward Points on spends on Uber (max cap of 500 Points)

Golf

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Insurance Benefits

Zero cost liability if loss of card reported within 3 working days, post which max liability of the cardholder limited to Rs. 1,000.

Zero Liability Protection

Zero cost liability on reporting the loss of card within 3 working days, post which max liability of the cardholder limited to Rs. 1,000.

Spend Based Waiver

Annual renewal fee waived on spends of Rs. 40,000 in the previous year.

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.50% on international transactions

Interest Rates

3.5% per month

Fuel Surcharge

1% fuel surcharge waiver at HPCL fuel stations on transactions exceeding Rs. 5,000.

Cash Advance Charges

3.5%, subject to a minimum amount of Rs. 250

Add-on Card Fee

1 complimentary add-on card, Rs. 250/card thereafter.