Home / Credit cards /

AMEX

American Express Platinum Charge Card

American Express Platinum Charge Card

  • Joining Fee :

    Rs. 60,000 + GST

  • Renewal Fee :

    Rs. 60,000 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

SeleQtions, Taj, and Vivanta Hotels Vouchers Worth Rs. 45,000. 10,000 Referral Bonus Membership Rewards Points

Best suited for

Travel | Shopping

Product Details

  • Welcome gift of gift vouchers worth Rs. 45,000.

  • 1 MR (membership Reward) for every Rs. 40 spent with the card (except fuel, utility, and insurance transactions).

  • Up to 5 Membership Rewards Points for every Rs. 100 spent on fuel.

  • 3X Membership Rewards on spends abroad.

  • 5X Membership Rewards Points on the AmEx’s Rewards Multiplier portal.

  • No preset credit limit.

  • 24×7 global concierge service.

  • Travel-related insurance benefits including personal air-accidental death insurance worth Rs. 5 crores.

  • Up to 50% off at over 1800 premium restaurants in India and a complimentary membership to EazyDiner Prime.

  • Access to over 1,200 airport lounges globally including Centurian Lounges and American Express Lounges.

Rewards & Benefits

  • Movie & Dining

  • Complimentary membership to EazyDiner and a discount of up to 50% at 1,800 premium restaurants across India.

  • Rewards Rate

  • 1 MR on every Rs. 40, 3X Rewards on all international spends, and 5X Rewards Points on transactions via the AmEx Reward Multiplier portal.

  • Reward Redemption

  • Membership Rewards Points can be redeemed against dining, travel, and accessories on AmEx's Membership Rewards Redemption portal.

  • Travel

  • Access to over 1,300 airport lounges across over 130 countries, 24x7 global Platinum Concierge Service, and travel-related insurance benefits, including a life cover of Rs. 5 crores.

  • Golf

  • Complimentary access to premium domestic and international golf courses

  • Domestic Lounge Access

  • Unlimited Free Airport Lounge Access

  • International Lounge Access

  • Access to over 1,200 Airport Lounges globally including American Express Lounges, Priority Pass Lounges and Delta Lounges.

  • Insurance Benefits

  • Personal air accident coverage worth Rs. 5 crore, cover of Rs. 50,000 for loss of check-in Baggage/ passport/ document, overseas medical insurance of USD 50,000 for the first 7 days of the trip.

  • Zero Liability Protection

  • Cardholders will not be considered liable for any fraudulent transaction if loss of card is reported within 72 hours. Maximum liability of up to Rs. 1,000 on reporting after 3 days.

Fees & Charges

  • Spend Based Waiver

  • N/A

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% of the transaction amount

  • Interest Rates

  • 3.5% per month

  • Fuel Surcharge

  • Fuel surcharge is waived at all HPCL fuel stations for purchases up to Rs. 5,000, 1% surcharge applicable on BPCL and IOCL stations and 2.5% surcharge applicable at all other fuel stations.

  • Cash Advance Charges

  • 3.5% of the advanced amount subject to a minimum charge of Rs. 250.

  • Add-on Card Fee

  • Nil up to 2 add-on cards

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )