Movie & Dining

Get special dining discounts up to 20% off using your American Express Reward credit card at select restaurants

Rewards Rate

1 membership reward point per Rs 50 spent excluding fuel transactions, Utility bill payments, insurance, and cash transactions

Reward Redemption

You can redeem the membership reward points accrued with American Express 18 and 24 Karat Gold Collection

Travel

N/A

Golf

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Insurance Benefits

N/A

Zero Liability Protection

You get liability protection assurance such as zero lost card assurance, 24×7 card assistance, emergency card replacement, Dispute resolution

Spend Based Waiver

A spend-based waiver on a renewal fee of Rs 4,500 on annual spending of Rs 1,50,000. Get 50 percent waiver on the renewal fee on annual spending between Rs 90,000 to 1,49,999

Rewards Redemption Fee

Rs 250 per redemption request

Rewards Redemption Fee

Rs 250 per redemption request

Foreign Currency Markup

3.5% on the conversion amount

Interest Rates

3.5% per month

Fuel Surcharge

You get 0%waiver on fuel convenience fee at HPCL fuel stations on fuel transactions below Rs 5,000. You get a 1% waiver on the fuel convenience fee at all fuel stations across India.

Cash Advance Charges

2.5% of the amount withdrawn subject to a minimum amount of Rs 250

Add-on Card Fee

Rs 1,500 (plus applicable taxes)