Movie & Dining

Up to 25% off on orders from The Oberoi Gurgaon, The Leela and many other partner restaurants, up to 20% off on other select restaurants.

Rewards Rate

1 Membership Rewards Point per Rs. 50 spent with the card, 5X Membership Rewards Points on Rewards Multiplier Portal

Reward Redemption

Membership Rewards Points can be redeemed for travel, accessories, and dining on AmEx’s Membership Rewards Redemption portal, and against fabulous 18 and 24 Karat collection.

Travel

10% discount on Air Vistara tickets, discounts in partnership with some of the most premium hotel chains.

Golf

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Insurance Benefits

N/A

Zero Liability Protection

On reporting the issue to the bank within 3 days, the cardholder will n to liable for any transactions, otherwise, the maximum liability of up to Rs. 1,000 will fall on the cardholder.

Spend Based Waiver

N/A

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.5% per month

Fuel Surcharge

Waived at HPCL fuel stations for transactions up to Rs. 5,000, 1% surcharge on BPCL and IOCL stations, and 2.5% surcharge at all other fuel stations.

Cash Advance Charges

3.5% of withdrawal amount subject to a minimum amount of Rs. 250

Add-on Card Fee

1 complimentary, Rs. 1,000/card fee applicable thereafter